Family Heritage serves a growing need in the community. Our products pay cash directly to families dealing with unexpected illness or accidents. With rising medical costs and healthcare expenses, consumers are looking for ways to protect themselves financially. We offer products with a Return of Premium (If the policy is never used, we refund 100% of the paid premiums) This is offered at NO ADDITIONAL COST. We are the Premier Provider of Supplemental Protection. We have an A+ Rating with the BBB and an A+ Superior Rating with A.M. Best. We have won numerous customer service awards because of courteous, prompt, and easy service. Claims are paid within days of being submitted. We are a Torchmark company, and we have over 10 million policy holders to date. Most people prefer our policies because of the low monthly cost, excellent benefits, the absolute best customer service and the return of premium. Having the peace of mind knowing that they have financial protection if catastrophic illnesses or accidents occur, but they also know it is a great financial decision. If they never have to use the policy, they get al their money back! This is a win-win situation for our policy owners!
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